Do I have to use your lender to get the hero savings?

No. The realtor rebate is yours regardless of who does your loan. The hero lender credit only applies if you finance through the in-house lending team.

Which areas does Roosts for Rescuers serve?

Starting in Colorado — the Denver metro and mountain communities are home turf, expanding state by state as the program grows.

How is Roosts for Rescuers different from other hero home programs?

It's run by an actual Colorado firefighter, not a national corporation, and it stacks savings across the whole transaction — realtor, lender, and partner vendors — not just one rebate.

Roosts for Rescuers — First Responder Home Loans & Hero Savings in Colorado

Q: Does the hero rebate stack with my VA loan or down payment assistance?

Yes. The hero rebate and lender credit add on top of whatever VA, FHA, down payment assistance, or grants you qualify for.

▶ Watch: Dan in 41 seconds

Why a firefighter built this.

I'm Dan — a Colorado firefighter working in Avon, and part of the Roost Realty family. I've run into burning buildings for this community. I've also watched too many of the people I serve alongside — firefighters, cops, medics, dispatchers, veterans — overpay on the biggest purchase of their lives because nobody told them hero programs exist.

The big national programs do good work, but you're a number in their system, matched with whoever's next on the list. I built Roosts for Rescuers to be the opposite: a Colorado program, run by someone who's worn the gear, where your agent and your lender actually know what your life looks like.

When you register, you're not entering a call center queue. You're reaching people who've stood where you stand.

See what you'd save.

Three quick steps. Watch your hero savings stack up as you go — every figure is an estimate, and we'll show you exactly how each one works.

Hi, I'm Ember! Tap your branch below and watch my bandana — then watch your hero savings stack up. 🐾

Step 1 — I serve(d) as a…

🚒 FirefighterCareer, volunteer & wildland

🚔 Law EnforcementLocal, county, state & federal

🚑 EMSParamedics & EMTs

📞 911 DispatcherThe first first responders

🎖️ Military / VeteranActive, reserve & veterans

🍎 TeachersK-12 educators

Step 2 — I'm looking to…

$600,000

$250KHome price$2M

Your estimated hero savings stack

Hero realtor rebate25% of the agent's commission credited to you at closing

$3,750

Hero lender credit25% of our lending team's compensation — applied to your closing costs

$1,200

Title & closing savingsHero-discount title partners

Partner network launching soon

Home inspection savingsHero-discount inspectors

Partner network launching soon

Total estimated hero savings

$4,950

Estimates only. Realtor rebate assumes a 2.5% commission on your side of the transaction with 25% rebated to you — actual commissions vary and are always negotiable. Lender credit assumes an 80% loan-to-value with 1% lender compensation and 25% credited back — actual credit depends on your loan program and approval. All rebates and credits are disclosed on your settlement statement as required by law.

Step 3 — Claim your hero savings.

Send us your details and we'll match you with your Roosts team — a Roost Realty agent, a lender from our in-house team, and partner vendors — and lock in your savings.

How it works.

No gimmicks, no fees, no catch. The professionals earn a little less — you keep a little more.

1

Register

Fill out the savings calculator above. Tell us who you are, what you're looking to do, and when. Takes about a minute.

2

Get matched

We pair you with your Roosts team — a Roost Realty agent, a lender from our in-house team, and partner vendors as they join.

3

Save at closing

Your realtor rebate is credited to you on the settlement statement. Lender credits and partner discounts apply at closing too. Real money, real paperwork.

Real math, not marketing.

Here's exactly how a $600,000 home purchase stacks up today. Every line is disclosed — nothing hidden.

Home priceExample purchase

$600,000

Hero realtor rebate25% of a 2.5% commission = 0.625% of price

$3,750

Hero lender credit25% of 1% lender compensation on an 80% loan

$1,200

Your estimated savings today

$4,950

Title, inspection, and additional partner discounts layer on top as the hero partner network grows. Estimates only — actual commissions are negotiable and credits depend on your transaction.

Who qualifies?

If you serve or served your community or country, you qualify. Simple as that.

🚒 FirefightersCareer, volunteer & wildland

🚔 Law EnforcementLocal, county, state & federal

🚑 EMSParamedics & EMTs

📞 911 DispatchersThe first first responders

🎖️ Military & VeteransActive duty, reserve & veterans

🍎 TeachersK-12 educators

How your team works.

Dan generates the leads. Heather sells the homes. One handoff, no strangers, no call centers.

1

Dan finds the Rescuers

Roosts for Rescuers is Dan's program — 100% his. He builds the funnel, runs the numbers, and qualifies every lead before it goes anywhere.

2

Heather sells the home

Qualified Rescuers go to Roost Realty — Heather's brokerage. Her agents handle the buy or sell, backed by the 25% rebate.

3

Dan funds the loan

Dan's a licensed lender. Pre-approval and the hero lender credit come from his in-house lending team — one roof, no handoffs.

Rescuer stories.

Real savings, real Colorado families.

Our first Rescuer stories land here after our first closings.
First name and profession only — many of our Rescuers prefer it that way, and we respect that.

Questions, answered straight.

No fine print. If it's not covered here, ask us directly.

It's free to you, and there's no catch — just math. Your agent earns a commission on the transaction as usual, and gives 25% of it back to you as a credit at closing. The agent earns a little less; you keep a little more. That's the whole model.

It's credited to you on the HUD-1/closing disclosure at settlement — the same official paperwork as the rest of your transaction, fully disclosed as required by law. It's not a gift card or a promise; it's in the closing documents.

No. The realtor rebate is yours regardless of who does your loan. But the hero lender credit only applies if you finance through our in-house lending team — that's where that part of the savings comes from, so it can't transfer to another lender.

Yes. The 25% hero rebate applies to the listing side commission too. Run the calculator in "sell" mode to see your number.

We're starting in Colorado — the Denver metro and mountain communities are our home turf. As the program grows, we'll expand state by state.

Two things. First, it's run by an actual Colorado firefighter, not a national corporation — you work with people who understand the life. Second, we stack savings across your whole transaction (realtor, lender, and partner vendors), not just one rebate from one agent.

Yes — that's the whole point of the stack. Your hero rebate and lender credit add on top of whatever VA, FHA, down payment assistance, or grants you qualify for. Those programs lower what you borrow; we lower what the transaction costs you. They don't cancel each other out.

Built by a Colorado firefighter. For those who serve.